Our competitive advantage is derived from our highly engaged carrier clientele. Through 3 decades of interaction, brainstorming and probing of contents processes; together we have been able to craft a “best of breed” scenario, a good faith contents process that is accurate, defensible, efficient and highly scalable. The large scale of IW operations allows for highly specialized contents work teams unlikely to be replicated by any competitor. We have been able to and seek to further aggregate the claims of many carriers to leverage coverage C spend to best advantage. IW’s current reference list encompasses carriers that enjoy a 68% share of the national personal lines homeowners market.